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ETFs Explained // INVESTING for Canadians (BMO ETFs)BMO RateOptimizer Plus GIC � Cashable. 5 years, % up to %, BMO Fund Linked GIC � Market-Linked. 5 years, % up to %, BMO Blue Chip GIC � Market-. The principal amount of a BMO Blue Chip GIC is guaranteed and is repayable upon maturity and, in addition, the GIC provides a minimum guaranteed rate of. Here are the BMO GIC rates for some of BMO's most popular GICs, as of Nov. BMO Blue Chip GIC � Market-linked. 5 years - under 6 years, %, BMO Non.