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BEAT THE SYSTEM EPISODE II: Refund of the OverdraftsLearn how to get overdraft fees refunded, understand bank policies, and discover tips to avoid these fees altogether. Some banks may refund an overdraft fee after you contact customer service and explain your situation, especially if you've been a loyal customer and rarely. The simplest way to wipe out the fee is to ask. You can do it in person at the bank, over the phone, via email or your online account's message portal, or.