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What�s a good credit score? - Your Financial Life - BMO Harris BankBanks, credit card companies and other lenders look at your score as a measure of your credit risk. You actually have three credit scores, one for each of the. If you want to dive into more detail, a score of or higher is a solid score. You'll typically be considered a good candidate for a loan and. BMO Cash Back Credit Card ; Intro offer. $ ; Rewards rate. 1% - 5% ; Recommended Credit Score. Good to Excellent ( � ).