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Best Balance Transfer Credit Cards 2023How do I transfer my credit card balance? � 1. Apply for a balance transfer card � 2. Request the balance transfer � 3. Clear your debt. A balance transfer involves moving debt from one account to another. And a balance transfer credit card is any card account where that debt is moved. To transfer your credit card balances, first check your current balance and interest rate, then pick a card that fits your needs.
