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Get PreApproved for a Home Loan - 2025 Tips \u0026 TricksInput high level income and expense information, along with some loan specific details to get an estimate of the mortgage amount for which you may qualify. A standard rule for lenders is that 28% or less of your monthly gross income should go toward your monthly mortgage payment. Home Loan Eligibility Calculator: Calculate your home loan eligibility in seconds. Use this calculator to know the loan amount you can avail for planning.